Don't Shop at Wal-Mart

“I never sign the back of a credit card. I have on mine ask for ID. If they don't ask that is when I question them.
last edited: 11/15/05 6:36:17 PM”

“Then they'll look to see if what they just signed matches their IDs signature, which it will, because they signed both of them. If a cashier isn't going to pay attention, they're not going to change their ways because you ask for ID. They get that like every forth customer, so they are no more paying attention than before.”

“I didn't know you could not sign the back of the credit cards and use an ID. The last time I used a credit card without a signature the person asked me to sign it and asked for an ID. I thought that was kind of silly.”

“Jimmy san Pitts, I haven't had any problems. 95% of the time people ask for an ID”

“Technically, the card is not valid if you do that. But, nobody seems to care.”

“I worked in retail for 8 years. I was often told to do things that were against "policy". If someone complained to the manager, who was a friend, he would dryly state the policy and make sure to make the customer feel that he won. This behavior propogated up the entire chain of management. I am sure Wal-Mart was doing this. It is not uncommon for there to be a separate public policy from the actually operating policy.

The credit card policies merely state a merchant must not refuse to complete a card transaction solely because a cardholder who has complied with the conditions for presentment of a card at the POI refuses to provide additional identification information, except as specifically permitted or required by the Standards. These standards go on to state that if the signature does not appear to be correct they must ask for further ID or call and ask for a code 10 operator.

Why do you think the girl would have implemented this? Why did you insist on being such a hardass? Did you have some inalienable rights that were being violated by the Muslim girl? Did you feel like you were breaking up so evil terrorist scheme? Was she waging Jihad and you had to go tell on her?”

“That's another ewkerism I may pick up... the unsigned credit card. Very smart. I get pissed when they let me swipe it and don't ask to see the signature. Do you write "Check ID" in the signature blank, literally?”

“Did mjc get up on the wrong side of the bed this morning?”

“The card is not valid if you don't sign it. However, you can sign it on the spot and present a valid ID.

I often get asked for an ID at large chain stores. However, I do a lot of my shopping at smaller local stores. The clerk remeber who you are, and the service is much better.”

“mjc - First of all, she asked for ID BEFORE I signed the receipt, so that theory is gone.

Secondly, like I said, I hadn't complained. Nobody in customer service even know I had checked out or talked to anybody. It's in a different part of the store, so that theory is shot.

So I ask you again, do you want me to ask my neighbor, who is a customer service manager, what the rule is and if they make up policies when customers ask them what the policy is?

I didn't give her hard time. Like I said, as you apparently missed, I just explained that that is not the policy. When she asked again, I gave her my ID. Maybe you're too intent on proving me wrong that you missed that.

Try again.

Oh, and your sick anti-Muslim remarks are uncalled for.”

“The card is not valid if you don't sign it. However, you can sign it on the spot and present a valid ID. - mjc

Dude, you're missing EVERYBODY'S point. Maybe you need a break?”

“pitts, if you do that, I hope I find your card. : )”

“Pitts, I put "Ask for I.D." on the card where you are suppose to sign it. Again never had a problem with it. Doesn't mean tomorrow someone may question it.

I don't remember why I started doing that. Probably read about it somewhere
last edited: 11/15/05 7:01:27 PM”

“You probably won't have a problem with it unless it gets stolen, in which case anybody can use it. They compare signatures, they are even less likely to check the FRONT of the card for the name, which by the way, is irrelevant if you sign sloppily like any good crook would do.
last edited: 11/15/05 7:02:47 PM”

“I only have a debit card. The damage you would do would be substantial but limited to one paycheck. ;)

I get pissed when I get credit cards in the mail that I didn't apply for. I got one the other day. I worry about one of those making it into the hands of someone that would do me wrong. I can't remember when I last applied for a credit card but I get a few every year regardless. It kind of pisses me off that I have to call and deactivate something I didn't ask for. Then they put the high-pressure pitch on me which I really hate. Bah!”

“I don't remember why I started doing that. Probably read about it somewhere

It was on Dateline like 15-20 years ago.”

“if it gets stolen it won't matter if it is signed or not. They will have all my ID's”

“if it gets stolen it won't matter if it is signed or not. They will have all my ID's

Exactly. So their is no benefit to doing that. The downside is the card violates the terms of the agreement.”

“Read your Credit Card:

"AUTHORIZED SIGNATURE - NOT VALID UNLESS SIGNED"”

“pitts/Ewker -

Read this from the bottom up.

http://www.museumofhoaxes.com/comments/creditcard1.html”

“Empirically Ewker hasn't had a problem. That said, I thought that there was something about "By signing this card you accept the terms..." so that signature is your sign on the dotted line part of the contract. It's kind of scary that Ewker could do this for so long and not have anyone care. Then again if I was a clerk at a store making minimum wage I probably would not worry about the credit card companies that keep me at this crummy job so I can pay my monthly bill at 21% interest.”

“http://usa.visa.com/business/accepting_visa/ops_risk_management/card_present.html
(you are required to sign anyways if the clerk does their job)

Also, Regulation E, which protects your rights as a customer, is waived if you don't sign.
last edited: 11/15/05 7:13:15 PM”

“Interesting, sarge. I'll know this much. The credit card companies allow companies to charge up to a certain amount without seeing the card. That's why gas pumps take them. I noticed that Starbucks will take a credit card and not make you sign for it. McDonalds is the same way.

I "discovered" this in a funny way. I bought a boat (my first) and I drove it to the pump to fill it up for the first time. The pump shut off at $50 and the transaction ended. My friend pointed out that the reason it did this was that the pump only authorized $50 since that was the most they would approve without a signature. I ran the card through again and filled up the boat. Talk about a day of learning but about credit cards and about the fuel usage of power boats!”

“Online they don't see your card either. You can charge much more than that.”

“Do you write "Check ID" in the signature blank, literally?”
Jimmy san
6:51:41 PM
11/15/05

Ours say "check ID" instead of being signed. I am almost never asked, I may get into some credit card fraud soon.”

“"and she was corrected by the staff."-Sarge

You didn't complain? Nobody knew? Yet they were able to correct the "Dumbass".

Ask your neighbor whatever you would like. I was stating what happen in the chain of stores that I worked in. Wal-Mart is know for having unofficial policies such as making employees work off the clock.

As for my sick remarks I was only reflecting the underlieing emotion that you expressed. Like others posted. Telling us that it was a muslim girl several times had no bearing on the story. It was only an insite as to how you viewed her.

As far as missing the point. I miss your point. I am not argueing that you don't have to sign your card.”

“Wow.

Someday I hope to be one of those people that can tell what someone REALLY means when they write something, rather than being the mere mortal that completely misses it.”

“"and she was corrected by the staff."-Sarge

You didn't complain? Nobody knew? Yet they were able to correct the "Dumbass".

You are really trying to hard, mjc.

They corrected her AFTER I asked them their policy which happened AFTER I told them what happened, as I said.

Dude, would you like me to draw a picture?”

“I was at Wal Mart last weekend to get materials to make a shoulder strap for my banjo. When I grabbed the roll of material and walked to the cutting counter the lady rolled her eyes held her head back in disgust and threw whatever she was holding back into a shopping cart. From that reaction, my first words to her were "Having a bad day?" She said she was trying to get out of there.

Soooo the while shes waiting on me she was giving me this bad attitude like every moment she was helping me was the worst. I asked her some questions and only got smart answers...with attitude in her voice. What a b!tch! I'd never treat someone like that regardless of the circumstance. I didn't mention anything to her, but told the checkout lady that they must put the crabbiest people back in the fabric department...because that is the second lady back there who was rude to me.

Oh yeah, check out the banjo I upgraded/facelifted...
http://www.thebackpacker.com/trailtalk/thread/27838,2.php
last edited: 11/15/05 7:51:42 PM”

“this is the most boringest argument ever”

“Sorry crash. I agree!

mjc, if you ever want to call me a liar, please just save us time and do so.”

“lets get back to why deads-rge hates towelheads”

“LMAO! This poor thread!”

“Sorry guys. I think there is a new troll on board and he's after me! I better run for it! Yikes!!”

“dupe post
last edited: 11/15/05 8:12:23 PM”

“thread degeneration is truly an artform, and if anybodys thread deserves it, its a degenerate like buddha”

“I am glad to see that you figured out that you did complain. I was not trying to imply that you complained before knowing the policy. Of course you would want to know you were correct before stating your dominance over the Muslim girl.

Regardless of what you’re wonderful neighbor might say/think. Stores on occasion operate under different polices then they will state publicly.

If you don't believe this then so be it.

My bone of contention is that you referred to her as Muslim girl and got your jollies off by complaining about her both to us and to Wal-Mart customer service.

And, no referring to a person as Muslim is not inherently bad. But in the context of your rant it was derogatory and you appeared to be very pleased with yourself.”

“I checked my items.
Nothing from China.
Y2 will be crushed.
poor thing. ;-)”

“you appeared to be very pleased with yourself.”
mjc

apparently you havent been here long. deads-rge is always please with himself”

“you appeared to be very pleased with yourself.”
mjc

apparently you havent been here long. deads-rge is always pleased with himself”

“I’m definitely getting a good laugh. The picture almost made me cry. I was hoping for something with a little more flair.”

“Has anybody ever been asked for another form of ID when they showed a signed credit card, by Wal-Mart or by any other store in history?

No?

That's what I thought.

mjc, if the bone of your contention was that I referred to her as a Muslim girl, and that (you think) I got my jollies off, then why did you bring all this up about the credit card?

To troll? To waste our time? To show that you can't follow a chronological chain of events?

So, your contention is that I got my jollies off, huh?

Suggestion, next time, instead of assuming what I'm thinking, just ask. You might be surprised at the answer you get.

Maybe you don't want to be afforded that same luxery?

Then I'll assume you are a troll (I mean, you are new here), and you seem to like to complain and point out other people's apparent shortcomings, so instead of asking your intention, I'll just assume you're a prick.

Hi prick! Welcome to tt.

mjc - look at your argument, you think my "wonderful" neighbor would lie to me. Why? What's the logic in that? I happen to know 2 managers there (one is the Pharmacist, who also knows their credit card policies), I'll ask both of them the policy and let you know.

Then you can call me, the 2 customer service reps I talked to, and both managers liars ... to ... um ... make your point about ... something about Muslims or something.”

“Sarge, If I am being called a prick by you I must be doing something right.”

“Good one. Real creative.”

“mjc--->100 meaningless posts--->Sarge is hateful because he said "Muslim"

Next time try this to save us all some boring reading:

mjc--->Sarge is hateful because he said "Muslim:”

“who gives a rats ass if he called her a Muslim. People are just to friggin PC anymore.”

“ditto”

“"then why did you bring all this up about the credit card? To troll? To waste our time?" deads-rge

alot of us wasted time mourning your dumb ass or being trolled by you. this guys just a junior you.”

“seriously, youre the last person who should complain about being trolled

hahahahaha. deads-rge, you so funny
last edited: 11/16/05 5:13:52 AM”