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I was having insurance "difficulties" when I was first diagnosed with Hodgkins IV at George Washington University Hospital. The treatment proscribed was "aggressive chemo ASAP". They sent me across the street to George Washington University Medical Center.

I was denied treatment. Unless I could pay upfront.

Dani fought to get me into Georgetown Lombardi Cancer Center. When we explained my "difficulties" to the doctor, he said

"We'll worry about that later. Right now we need to treat you."

Not all places are soul-less #&%!$heads.

And I have a new found respect for Jesuits.

;)
last edited: 7/01/07 6:53:52 PM
bearmagnet
6:52:19 PM
7/01/07

I am not advocating denying coverage. I am not advocating for profit haelthcare ( I like my not for profit just fine). I am advocating people paying for the above and beyond costs based on their individual choices. You want to make scientifically proven deadly choices you pay a premium.

Is it your right to knowingly use a product that by its intended use will kill you or cause you to become seriously ill (smokes) and then demand and expect that others should pay? I am not talking about denying a genetic diabetic or other "involuntary" diseases. I dont by the slippery slope. But certainly you can see the difference between a knowing and deadly choice vs a genetic or hereditary issue.

Frankly some folks dont deserve transplants or deserve them far less than others. One who knowingly wrecks their body should take a back seat to a child or someone who didnt cause the issue.

Picture this your child/spouse gets a liver disease (genetic or whatever) but some drunk who wrecked theirs is on the donor list before your kid. Who should get it. The child or drunk. Those choices are real. Finite resources should be spent to maximize the benfefit.

To get back to the car ins, you setup a healthcare system with a catastrophic claim system just like those that cover the uninsured in accidents.

Think of this BM, if the 10's of billions wasnt being wasted by foolish deadly choices your care would have certainly cost less.

My dog was run over by a car at 25 mph, bruised lung,liver and spleen. $1400 total. Its cheap cause you pay for every dime yourself. But if the vet saw a pet ins policy the price would skyrocket.


Addendum: the estimated cost to the healthcare system per pack is $40. Is that fair. what about the rights of non-smokers? Wahat about the nearly 80% of us with enough sense not to kill ourselves?
Or do we simply bear the weight of those bent on slow determined suicide.
last edited: 7/01/07 7:32:22 PM
birch
7:29:08 PM
7/01/07

birch, they have found an addiction gene. They've also found that alcoholism runs in family with respect to the addiction gene. Now what?
Tango
7:35:28 PM
7/01/07

I'm with you birch. Sort of. It's just that doctors can't treat people based on something subjective like "deserves".

What really burns me is someone like the mayor of pittsburgh(?) going to the head of the transplant line or David Crosby. Some little innocent person probably died b/c of transplant favoritism. Which isn't supposed to exist.

But does an ER doc not save a gunshot victim because he's a "gangbanger"?

Do you not treat addicts? What about their babies?

Once you start down the path of deciding who deserves treatment then it all goes to hell.

And I'm all for personal responsibility but name one person who is an island..................I think I've had too much to drink.

:D
bearmagnet
7:42:09 PM
7/01/07

Man, you give an alternative to the evil insurance companies charging us out the nose by advocating people take responsibility for their own actions and people cry foul.

I have come to the conclusion that some people (in general) simply are not strong enough to live free.
Nigal
8:21:39 PM
7/01/07

How do you take responsibility for your genes? Do you blame the person with MS?? With Sickle Cell Anemia?

I am not saying that people shouldn't live responsibly, honestly. But I was sort of playing devil's advocate and also curious as to what you believe the answer would be.
Tango
8:42:51 PM
7/01/07

I haven't seen anyone here who doesn't believe that people should live responsibly.

Its denying medical care for "cause" that bothers some of us.
mARKo
8:48:40 PM
7/01/07

Nigel/Birch - the problem is you start giving insurance companies any license to raise premiums based on lifestyle then they will also use it to start denying people coverage or make it prohibitively expensive for those considered high-risk. Once you agree that smokers have to pay more, then why not drinkers? You're also accepting that insurance companies can determine premiums based on an individual's risk of poor health. It's a whole Pandora's Box being opened.
Basically you go down this road and you make a universal healthcare system virtually ineviatable.
Y2
9:30:49 PM
7/01/07

And do you really think they'd lower premiums for the healthier??
Tango
9:43:08 PM
7/01/07

And then you start in on determining health coverage based on genetic factors.
bearmagnet
9:52:36 PM
7/01/07

Survival of the fittest will someday reappear as the rule rather than the
disregarded and unmentionable truth.
uncliff
10:10:25 PM
7/01/07

IN THE UNITED STATES, approximately three out of every 1,000 people are HIV-positive. In the nation's capital, it's closer to 50 out of 1,000. That's a whopping 5 percent of D.C. residents: 1 in 20. Based on CIA statistics, if the District were a country, it would rank 11th in the world in HIV prevalence, between Mozambique (1 in 14) and Tanzania (1 in 23).

How did this happen?

http://www.washingtonpost.com/wp-dyn/content/article/2005/08/16/AR2005081601429.html
bearmagnet
10:18:24 PM
7/01/07

How did this happen?

Much of D.C. s population likely originated from Mozambique and Tanzania!

=)
Corey B
10:35:41 PM
7/01/07

Crap.  State, county and city gov't infested also.  No safe harbor.
Tilt
10:55:57 PM
7/01/07

It's not so much I'm for the personal responsibility thing Tango. It's more that I just hate when people run to the government for anything and everything. The more people that depend on the government the less power we have as a collective. The government is bad enough right now at the size it is. A government run healthcare system would be an absolute goatfukc.

I believe one of the things that must be looked at is not for profit healthcare centers.
Nigal
4:43:55 AM
7/02/07

How did this happen?

Congress refuses to wear a condom.
bacpac
5:31:45 AM
7/02/07

quote of the week by bacpac. Now that's funny.
dayhiker
6:51:46 AM
7/02/07

February 17, 1971
5:26 pm - 5:53 pm
Oval Office
Conversation 450-23

John D. Ehrlichman: On the—on the health business—

President Nixon: Yeah.

Ehrlichman: —we have now narrowed down the vice president's problems on this thing to one issue and that is whether we should include these health maintenance organizations like Edgar Kaiser's Permanente thing. The vice president just cannot see it. We tried 15 ways from Friday to explain it to him and then help him to understand it. He finally says, “Well, I don't think they'll work, but if the president thinks it's a good idea, I'll support him a hundred percent.”

President Nixon: Well, what's—what's the judgment?

Ehrlichman: Well, everybody else's judgment very strongly is that we go with it.

President Nixon: All right.

Ehrlichman: And, uh, uh, he's the one holdout that we have in the whole office.

President Nixon: Say that I—I—I'd tell him I have doubts about it, but I think that it's, uh, now let me ask you, now you give me your judgment. You know I'm not to keen on any of these damn medical programs.

Ehrlichman: This, uh, let me, let me tell you how I am—

President Nixon: [Unclear.]

Ehrlichman: This—this is a—

President Nixon: I don't [unclear]—

Ehrlichman: —private enterprise one.

President Nixon: Well, that appeals to me.

Ehrlichman: Edgar Kaiser is running his Permanente deal for profit. And the reason that he can—the reason he can do it—I had Edgar Kaiser come in—talk to me about this and I went into it in some depth. All the incentives are toward less medical care, because—

President Nixon: [Unclear.]

Ehrlichman: —the less care they give them, the more money they make.

President Nixon: Fine. [Unclear.]

Ehrlichman: [Unclear] and the incentives run the right way.

President Nixon: Not bad.

source - President Nixon

Feb. 18, 1971

"I want America to have the finest health care in the world. And I want every American to have that care when he needs it."

Nixon in a speach regarding creating HMO's.
Buddha Bear
6:59:36 AM
7/02/07

The private for-profit health care "system" that we all enjoy now is a goatfukc.

Government run health programs operate at a fraction of the overhead(profit and bureaucracy) of the current mess.
mARKo
7:15:37 AM
7/02/07

A-ha! So it's all Nixon's fault! I knew it!


This is not going to sit well with MarkO.
Nonconformist
7:16:59 AM
7/02/07

Sorry been working all weekend....but Just had to mention...I have checked the Constitution and NO where in there does it say we have a RIGHT to health care?

One other thing that is BROKE is the MEDIA in this country. We all know stories of them lying, fabricating stories and even destroying lives...WITH NO RETRIBUTION...I think it is time we put the MEDIA under Government control. (LOL)
XL400236
7:24:22 AM
7/02/07

You're right Non-Con, I love every hair on Tricky Dick's boney skull.

That transcript is a real embarrassment.
MarkO
7:33:56 AM
7/02/07

Ha!

Nixon's the One!
Tilt
7:33:59 AM
7/02/07

Government run health programs operate at a fraction of the overhead(profit and bureaucracy) of the current mess.”
mARKo
9:15:37 AM
7/02/07




That's only because our politicians haven't gotten a hold of all of it yet, lol.
Nonconformist
7:36:52 AM
7/02/07

You listen to some talk radio over the weekend eh XL - they told you the media was biased? Did they play selected clips for you? Did they laugh at some silly liberal on one of the Sunday morning talk shows?
Y2
7:37:56 AM
7/02/07

"That's only because our politicians haven't gotten a hold of all of it yet, lol.”
Nonconformist
8:36:52 AM
7/02/07

Noooooo, it's because the greedy for-profit health care "industry" hasn't gotten a hold of it.
MarkO
7:48:27 AM
7/02/07

Those darn profit people! How dare they!?


(hey, what's with the italics?)
last edited: 7/02/07 7:55:15 AM
Nonconformist
7:53:59 AM
7/02/07

Tango raised an excellent point which has not been answered. Science is getting to the point where geneology can be fully dissected. It's like in the movie with Ethan Hawke where at birth, they can tell what you are predisposed for.

So these people will have to pay more for healthcare because they have a higher chance of heart attack?

If you think the disparity between rich and poor is bad now, just wait until they start doing this type of testing.
roseymonster
11:37:39 AM
7/02/07

Hell, the fuss they made over my heart murmur, I"m suprised they didn't send me for an EKG (though I had one a few years ago).

smiley girl
10:48:36 PM
6/29/07


Last physical I had - a year or so ago - the doc was listening to my heart and said "did you know you have a heart murmur?" and I said nope. He said, "here listen" - I couldn't hear anything except thumps, LOL. And that was the end of that.

Course, I go to the "wanna-be doctor" place, and it's just par for the course to go in perfectly healthy and get diagnosed with some rare disease...one time a doc was fascinated that I had freckles on the palms of my hands - he'd never seen that before. He was going to look it up and get back to me, LOL...he never did and I'm still alive!

I know around here people #&%!$ about medicaid, but people do need health coverage. If you really want to gripe, let's look at the $4M just appropriated for cable tv for recipients. See, the feds quit paying for it, so the state picked it up.
twigeater
12:14:42 PM
7/02/07

Freckles on your palms?

Don't touch me!!
MarkO
12:59:35 PM
7/02/07

I think a lot of the debate here is about people not taking responsibility for their own health, which drives up costs for everyone.

Here's an interesting comment, ust released today!

New statistics show that Medicare beneficiaries are not using the preventive care benefits that the program covers. Health care advocates assert that the situation could contribute to more serious illnesses developing later, pushing Medicare officials to plan wider outreach efforts.
wanderer
1:05:00 PM
7/02/07

Here's more detail... WOW! look at these stats!

June 27, 2007

Pay Attention to Prevention: A Message That People Don't Hear
by Bob Rosenblatt
Medicare spends billions of dollars fixing people up after they get very ill and go to the hospital. But lots of money could be saved, and, much more important, pain and suffering would be averted, if people used the vital preventive measures offered by the gigantic federal health system.

The numbers are discouraging, even shocking. Medicare estimates that barely 10% of the people enrolled are using each one of the full list of preventive benefits available to them.

There are free flu shots and pneumonia vaccinations, low-cost screenings for diabetes and cancer, and a "welcome to Medicare" physical, according to Jeff Flick, the CMS administrator for region 9, which includes California.

Here is the preventive care national scorecard available from Medicare, showing a big gap between optimum usage and reality:

Pap smear in the past year: 33.4%;
Bone mass measurement for women (ever): 34.7%;
Blood sugar testing in the past year for people who don't have diabetes: 48.3%;
Digital prostate exam in past year: 49.1%;
Fecal occult blood test (ever): 51.8%;
Mammography in past year: 52.4%;
Colonoscopy/sigmoidoscopy (ever): 58.8%;
Eye exam with eye doctor in past year: 63.4%;
Flu shot in past year: 64.8%;
Pneumonia shot (ever): 68.6%;
PSA blood test in past year: 72.3%; and
Cholesterol test in past year: 85%.
wanderer
1:07:37 PM
7/02/07

That's interesting wanderer. But do you think it differs from percentages of other health insurance?

And do you think medicare beneficiaries are generally well informed in regards to what's available?
bearmagnet
1:41:15 PM
7/02/07

When I was in Minnesota having a bone marrow transplant there was a girl several rooms down from me having a transplant for some rare disease. I can't remember the exact name of the disease, but they treat rare diseases there. Anyway, I read a newspaper article about her. She didn't have insurance and the only way the hospital would accept her for a transplant was if she paid $250,000 up front. A local radio station in her town held a fund raiser and raised the money. There were newspaper clippings taped all over her hospital room door about it.
RichB
1:56:21 PM
7/02/07

I had freckled palms, but I took them out and planted canabis.
uncliff
2:03:19 PM
7/02/07

WOW..Rich, so you say they were able to take care of her without resorting to mass armed robbery? Pretty cool.

I wonder what the next "entitlement" will be? We all remember the great "Leave Bill" that let people take off for things like taking the dog to the vet.

Now we hear that some politicians are starting to demand businesses give PAID leave. Once again the Government is telling US how to live.

So what happens if you get one of the religious nutcases in there. They get a good control and decide that "alchohol consumption" is illegal, or some other CHOICE issue? At that point you will have given up so much of the RESPONSIBILITY for your life...you will not have a dog in the fight.
XL400236
2:05:50 PM
7/02/07

“That's interesting wanderer. But do you think it differs from percentages of other health insurance?

bearmagnet


Unfortunately, it differs quite a bit from private insurer data. There are a lot of reasons for that, a substantial % are migrant farmworkers who move from place-to-place frequently and don't go to a common health care provider or clinic, and in other cases folkks just don't pay as much attention to their personal healthcare as they should, it's anyone's guess as to why not.

As to whether they know about the services available, the answer is a resonding "YES". BPH (Bureau of Public Health) gave away population management software for years to Community HealthClinics so that they could more easily track Chronic Disease care & have a mechanism to notify people of their suggested health care needs.

We've spent a ton of $$ trying to keep them informed!
wanderer
2:11:06 PM
7/02/07

[/i]
but the point about the kid having to raise money is that her treatment was delayed probably for months while mom and dad tried to raise funds. Is that really how the system should work? Hell no.

Insurance is too costly and available for too few. If you weren't a government worker, you'd realize that. Teachers in Alabama like to complain about pay, but their cost for health insurance is $2/month. For me to buy that same coverage through my company is about $400/month. For full family coverage it around $1100/month. People like to come back with, "Well, if they'd just work...." Take one of your fireman, for example, he probably has some sort of insurance coverage that's expensive, but doesn't break him. Let's take a similarly educated, hardworking young man who happens to be a welder at Bubba's fab shop across town. Does he have insurance coverage? Probably not. Is he working his tail off everyday? You betcha. Is that "fair," whatever that means? No way.
last edited: 7/02/07 2:19:58 PM
dayhiker
2:18:49 PM
7/02/07

I
humanpackmule
2:19:34 PM
7/02/07

Crap, I tried to turn off the italics, but no go.
dayhiker
2:20:34 PM
7/02/07

OK. I'm pretty sure, though, that level of informed beneficiaries might be dependent on location.

Which is sad b/c it's a fed program, no?

On a related subject - some places won't take DC medicaid but will take VA & MD Medicaid. Often, these places are in DC.

XL - I'm glad you, your friends and family, have never had to go through not getting treatment for a lethal condition due to lack of coverage.

I wouldn't wish it on my worst enemy.
bearmagnet
2:22:36 PM
7/02/07

“birch, they have found an addiction gene. They've also found that alcoholism runs in family with respect to the addiction gene. Now what?”
Tango

To start, if you have a long history of alcoholism in your family and you have been found to have a genetice predisposition to alcoholism I say dont pick up the first drink.

More to the genetics. I am sure that everyone has genetic determiners. I am disposed to be overweight, both my parents are overweight/obese (my dad was a whopping 425, now a lean 330). So I run and try to eat well, I have love handles though but I still try. We have weak hearts and arteries so again, I eat well and excercise and quit smoking. The genetics dont gaurantee a disease (as I understand it) but pre dispose in most cases. So you do what you can. Throwing up your hands and saying its genetic is simply wrong.

There are people who are predisposed to be arseholes, do we say well its okay cause he is predisposed? What about sociopaths, they are presdisposed, we hold them to account.

The kid Richb cited should never had to have a bake sale or fundraiser. Thats simply wrong. There should be a safety net for such cases. I bet one could be afforded if we didnt waste 10's of billions on smokers. Thats the shame. Smokers are funnelling billions form sick kids,poor kids and every single healthcare user.

I am gonna walk away from this thread now. I dont want to argue or be a bigger prick than I have. If I missed your question or something email me. Adios
birch
4:07:46 PM
7/02/07

Thanks HPM --- I tried to tilt the whole damn thread again!
Tilt
4:22:18 PM
7/02/07

When obesity takes Michael Moore it will be the government's fault.
bacpac
4:27:05 PM
7/02/07

S. 358: Genetic Information Nondiscrimination Act of 2007

That's a great site to check on what the little criminals are up to.
Tilt
4:36:25 PM
7/02/07

Simply blame everthing and all on your genes.
You're addict and have lung cancer or your liver is gone - it's your genes.
You're fat - it's your genes.
You're depressed - it's your genes.
You're suicidal - it's your genes.
You abuse your kids - it's your genes.
You're a murderer - it's your genes.

Whatever #&%!$ happens in your life, it's not your responsibility, you're just the poor victim of your genes and therefor let the health insurance pay for it.

If I look at my own extended family I find all the shortcomings and failures of mankind: addicts, depression, suicide, obisity, cancer, intolerance, homosexuality, racism, abuse, even institutionalized homicide. Sweet, heh?
Considering all that, I should have a free liscence to do almost anything, because, hey hey hey, it's all in my genes. Fabulous! And make the health insurance pay for all that crap.
LMAO
Euro Hike
3:01:17 AM
7/03/07

This is pretty funny.

The guy on the thread with government funded health care is complaining the loudest about government funded health care.

Where to start?
violin
5:50:55 AM
7/03/07

LOL...but the great part is if we go to that SOCIALIST PARADISE we see how Easy life is...(ANIMAL FARM WAS RIGHT)

http://www.boston.com/news/world/latinamerica/articles/2007/07/02/living_on_cuban_food_ration_isnt_easy/?rss_id=Boston.com+%2F+News
XL400236
7:28:11 AM
7/03/07

Where to start?”
violin
6:50:55 AM
7/03/07

Start with "Troll"?
bearmagnet
6:34:56 PM
7/05/07

WAHAHAHAHA....here you go

http://www.timelymedical.ca/
XL400236
10:09:24 AM
7/09/07

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